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Just wanted to say thanks for all the info here. I haven't posted much but have lurked the forums for longer than I've been a member, and really got my credit up from the bowels of the 300s to touching 700.
And now, thanks to all those lessons learned, I'm helping out a younger friend of mine and my little brother!
Personal finance should really be required learning material in school & college.
-RM





dang it, I still need to work on my signature.





So cool! Keep up the good work.
Thanks! Will do!





woohoo! fixed my sig





Good for you! Nice sentiment to end the year on.
By the way, I am impressed by any kind of achievement. Raising your credit score by well over 300 points is pretty amazing. But there is also a purity and beauty to being able to score in the 300s. That requires a different kind of dedication but one no less amazing. Congrats on BOTH.