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@Anonymous wrote:
I've been reading these forums for a few days and after I saw the community here I joined. Quick introduction, I'm 26, just got married and looking to buy a home 12 months from now. I was on Credit Karma and got fed up with their inaccurate information, I read some reviews on the web and it seamed myFICO came out on top so here I am! I make about 50k, at least this past year though I hope to pull in about 20k more with a second job part time. Looks like my EQ is 623, not bad considering I thought I was in the 500s. I think I'm going to waiting a few months before I buy my TU. My wife's EQ is 671. There are some things I can hassle the CRA about to improve them but I really hope to learn from everyone here! It feels good to find people with so much insight on such a confusing subject. So anyway happy to be here, no doubt you'll be seeing plenty of questions from me!
Let me be the first to welcome you.
There is a great deal of knowledge and expertise available here. We've all been down that dark road of bad credit decisions/situations and we're all on a different part of the road back. You'll find a wealth of information here. Take your time and read as much as possible.
Visit the different boards and see what they are all about and feel free to comment or ask question on any of them.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:
@Anonymous wrote:
I've been reading these forums for a few days and after I saw the community here I joined. Quick introduction, I'm 26, just got married and looking to buy a home 12 months from now. I was on Credit Karma and got fed up with their inaccurate information, I read some reviews on the web and it seamed myFICO came out on top so here I am! I make about 50k, at least this past year though I hope to pull in about 20k more with a second job part time. Looks like my EQ is 623, not bad considering I thought I was in the 500s. I think I'm going to waiting a few months before I buy my TU. My wife's EQ is 671. There are some things I can hassle the CRA about to improve them but I really hope to learn from everyone here! It feels good to find people with so much insight on such a confusing subject. So anyway happy to be here, no doubt you'll be seeing plenty of questions from me!Let me be the first to welcome you.
There is a great deal of knowledge and expertise available here. We've all been down that dark road of bad credit decisions/situations and we're all on a different part of the road back. You'll find a wealth of information here. Take your time and read as much as possible.
Visit the different boards and see what they are all about and feel free to comment or ask question on any of them.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
+1 to what MVV wrote.
And I'll be the second to Welcome you to the Best Credit Educational Forum on the web.
I'm looking forward to reading many posts from you ![]()
Welcome! Glad you're here!