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dazednconfused wrote:Thanks, Brammy. Do you think it will make any real difference in the FICO?I can be honest and say I really don't know but it will make a whole lot of difference once you get reestablished and some zombie tries to slap it back on your report. Trust me, been there, dropped 50 points and got ratejacked in the same breath took an act of congress and the FTC to get that thing off.JMHO