cancel
Showing results for 
Search instead for 
Did you mean: 

How Does A Credit Card Account Closed By Creditor With No Lates or Delinquency Affect FICO

tag
Anonymous
Not applicable

How Does A Credit Card Account Closed By Creditor With No Lates or Delinquency Affect FICO

If a creditor closed a credit cad account because i went over limit (but paid balance in full before due date), how does this affect FICO score. The credit account was only open for about 2 months, no lates, no delinquency, zero balance.
 
Thanks
Message 1 of 3
2 REPLIES 2
haulingthescoreup
Moderator Emerita

Re: How Does A Credit Card Account Closed By Creditor With No Lates or Delinquency Affect FICO

Same as if you closed it yourself. You might have to explain this to a lender in the future, but it doesn't affect scoring at all.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 3
Anonymous
Not applicable

Re: How Does A Credit Card Account Closed By Creditor With No Lates or Delinquency Affect FICO

What Credit Company was that? CL and APR also AF???
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.