As much as we seem to love finding our 'real' scores, the reality is that sites like Credit.com, Credit Karma, wise piggy, credit sesame, quizzle and whatever others there are, do at least indicate a general trend.
Additionally, Amex, Chase, Citi, BoA, Wells Fargo and Discover all give me a free Fico score each month. Again, it may not necessarily be a FICO 08 or whatever, but it does indicate the trend. Unless I am applying for credit or insurance, the actual score doesnt really do much to improve my life. All those free credit FAKO sites seem to give me enough information to let me know about anything untoward that may affect my credit.
If I needed to apply for a mortgage or car loan, I can get a super real score then.
BTW, I should add if it was FREE, I would be pulling my real FICO every damn day. I say all that stuff above, because deep down, I know it to be true, but I've been on a big debt payoff plan and my socre has jumped in the last few months from mid 600's to very high 700's (on a 850 scale) based on the free FICOs from the CC companies.
Maybe they are not the ones you buy from Experian etc, but they sure indicate I am going in the right direction.
For a free EX FICO 8 score creditscorecard.com
+1 Thanks for this recommendation, I'd seen Discover doing it for even non-members but not sure why they would provide the TU score for my monthly update if they have EX for free elsewhere. Excellent resource to have, and FWIW, is really close to my credit.com fako (674 vs 680).