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How are you seeing all of the soft pulls?

TARHEEL81NC
Frequent Contributor

How are you seeing all of the soft pulls?

How do you see the soft pulls on credit card apps such as NASA?

Starting FICOs @ 590 October 2013
Current FICO EQ: 680 TU: 704 EX: 751 04/25/2015

Venture $15k, NASA $10k, Freedom $7.5k, Discover $5.4k, AMEX BCE $5k, QS $5k, BOA Cash $3.9k, QS1 $3.5k, SM $2.5k, AMEX PRG
Message 1 of 5
4 REPLIES 4
Jlu
Established Contributor

Re: How are you seeing all of the soft pulls?

They're either subscribed to an Experian credit monitoring service which allows a new report to be pulled each day or they are backdoor'ing the CRA to get their report free.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Garden Since 2018
Message 2 of 5
taxi818
Super Contributor

Re: How are you seeing all of the soft pulls?


@TARHEEL81NC wrote:

How do you see the soft pulls on credit card apps such as NASA?


Well I can see them from all 3. As I signed up from trans. Exp. and eq. The I told all 3 I wanted to cancel mother gave me major discount to keep service. So combined I can see all pulls from all 3 cra's for about 20 bucks a month. Although their scores suck straws. 

Message 3 of 5
CreditCuriosity
Moderator

Re: How are you seeing all of the soft pulls?

I would say the majority of people do the dispute route to see the soft pulls, although most people probably wont say they do.  I have issues with doing it that way,  Wish there was an easier way then pulling the report for $12.

Message 4 of 5
takeshi74
Senior Contributor

Re: How are you seeing all of the soft pulls?


@TARHEEL81NC wrote:

How do you see the soft pulls on credit card apps such as NASA?


The only way is to pull reports directly from the CRA's.

Message 5 of 5
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