How can I improve my credit score of 659 in short time??

[Anonymous]

I have a SCORE of 659. I want to improve it to get a loan for a condo of (240,000). How can I do it? Is thre a way to do it in 1-2 months? HELP PLEASE! thanks in advance, details: 1-- I thought I had great credit since I thought I paid off all my credit cards... BUT I missed the recurrent fees/and notices (since I didnt think I own anything-didn't check my bank mail)... and then my credit score got messed up by the time I noticed. CREDIT REPORT NOTE: In the past, you were late with your payments or were derogatory on 6 account(s). (This only includes accounts for which the payment history was reported.) 2--i have 5 open accounts. 3---paid 100percent off all credit cards.

[haulingthescoreup]

Hi, welcome to the forums!

First, you need to get your FICO scores, all three of them, if you haven't already.

Next, please read "Credit Scoring 101" which is stickied at the top of most of the boards here.

If you start applying individual pieces of advice to your situation without understanding how it all hooks together, you're apt to make things worse before you make them better.