How do EX, EQ, and TU know about checking accounts?

[myficomatt]

Just curious but I've had a checking account for years and I'm pretty sure that I've always had a notice that I don't have a checking account? Any ideas?

[Anonymous]

As far as I know, checking and savings accounts are not listed on a CR.

[Anonymous]

I've never seen anywhere on a credit report that lists that. Sometimes creditors will want to know if you have checking/savings accounts. I know the Simmons CC asks for stuff like that.

The only thing I can think of showing up on the CR is if you have overdraft protection. If its in the form of a CC this will be on your CR and its a LOC it will show up as a LOC.