How do I determine when a debt will come off my credit report

[Anonymous]

Along the lines of finding out when the 7 or 10 year cut off point will be, for when something comes off your credit report.

[llecs]

Baddies like a CA or a CO will come off in 7-7.5 years from DOFD, or when the account first went bad. You can always verify by pulling your EX or TU CR directly from those CRAs (can do so via annualcreditreport.com for free once a year). Those two reports will list the drop off date for all CAs, PRs (like BKs, liens, etc), and for most COs.

Good accounts remain for 10 yrs from the date they were closed.

[Junejer]

BK7 lasts for 10 years, as well as dismissed BK. BK 13 lasts for 7.