How do I know what my actual scores are if they vary between credit sites?

[Anonymous]

Can someone tell me where can I but the REAL FICO scores from? and how many pulls I will get..Thanks

this all seems so confusing..fako vs fico

[Anonymous]

---

@Repo-ed wrote:

---

@LS2982 wrote:
It is a little expensive here, but if you get the EQ scorewatch product its only $14.95 a month and it monitors your EQ score for any changes and alerts you! plus you get 2 free credit reports a year and 30% off each one after you've used your 2 free ones!

---

SW seems to be iffy?  That one thread around here had some disgruntled subscribers.  Maybe user error?

---

SW has been fine for me.  I got my initial score, burned my one other free score when I couldn't wait for a SW alert, and got 2 other alerts since then.  The trick is to set your target score equal to your current score.  Obviously this also needs updated every time your score changes.  By having the target equal to your current score, you will be alerted of all changes.  If you set a different target, you only get alerts when it goes above or below the target.

[llecs]

---

@Anonymous wrote:

Can someone tell me where can I but the REAL FICO scores from? and how many pulls I will get..Thanks

this all seems so confusing..fako vs fico

---

Check out the Credit Monitoring Service Guide:

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/662549

It shows the different services out there that offer scores, and it'll distinguish between FICO or FAKO. Outside of those, you can also get your FICO from myFICO.com and your lender. The two primary services, ScoreWatch (EQ) and FICO Quarterly Monitoring (TU) are listed in that guide. You can also pay per pull for TU and/or EQ via FICO Standard:

http://www.myfico.com/Products/FICOOne/Description.aspx

[Repo-ed]

Once my CC post new bal, I'll sign up for SW, so I don't have to purchase sep.