I signed up with TC today and when I reviewed my info, geez, first of all the scores brought me way back down to depressing...one b.s. account is reported TWICE, and I've pointed this out probably ONE year ago that it's the SAME **bleep** account...
Another one - the SOL ran out a couple years ago, and it started being reported AGAIN 7/2004 - HOW do I remove THAT one...WILL I START the clock again by sending a letter??? NOW it's reporting transferred/sold...there are actually (2) accounts exactly the same acct #, different amounts and I believe it's because one was Daytons, one was Target - however, as I said the last pymt on those accounts was 1998 or 1997!
Lastly, the happy little judgment - I SENT copies of satisfaction of judgment to all (3) back in Dec 2005; they corrected the report; NOW as of 10/2006 - the company reported STILL OPEN - so I sent them another copy and asked them to please use the proof provided and correct their records.
I am really sorry for venting but I really truly thought I'd be able to get a house this fall because I know my tax lien can be worked around with a mortgage company; but this crap and inaccurate reporting is insane! Do I just file notices with the FTC on all (3)? Do I have a lawyer send notices? Would that carry more weight???
Thank you for advice and listening