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How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other people

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Anonymous
Not applicable

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo


@Girlzilla88 wrote:

@805orbust    Sorry I should have put the WF for World Finance Smiley Happy    Not Wells Fargo I can totally see why they look the same.    But if it can take up to 3 months I'll wait a bit longer I just found it weird since usually EX is the one to update my things quicker than TU or EQ but the others were super quick this time and I think that is what was the main concern of mine.    @Remedios    Ok I will give it a bit more time to see Smiley Happy     Thank you both for the reassurance.     


EX reporting has been really strange for me lately. Usually they are the first bureau to update, lately they have been the last. Although it wasn't a loan that I paid off, I made a payment on one of my installment loans in February and the updated balance didn't show up on Experian at all even though it showed up on TU and EQ a few days after the payment. The next update for EX didn't happen until April and that reported the balance at the end of March. If it still hasn't updated after a few months, as suggested above, I would dispute it.

Message 11 of 16
Girlzilla88
Valued Contributor

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo

@Anonymous     Yes I have another that is still stuck on March while the rest is updating fine .....so it's like it is working fine for somethings!?    But not updating on my loans like it normally is ....I'll wait one more month to see.    If it doesn't update for either by end of June I'll dispute them both.







Message 12 of 16
babygirl1256
Senior Contributor

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo

@Girlzilla88 I would recommend giving them some time as I was told last week (by an EX Supervisor) that they were still working remotely and were busy training a large number of new employees. My trade account from 3/2021 just updated on yesterday, 5/23/2021.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 13 of 16
Girlzilla88
Valued Contributor

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo

@babygirl1256     Thank you so much for this information I haven't read they are behind in that regards so that does help Smiley Happy      Ok that does make me feel a bit better too Smiley Very Happy     I'll wait til end of June but if it does update before then I'll post here 







Message 14 of 16
Girlzilla88
Valued Contributor

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo

Today the OTHER personal loan updated from March to April....but still no change for the main one I wanted lol.     But it's progress XD







Message 15 of 16
Girlzilla88
Valued Contributor

Re: How long does it take for a Paid Off Personal Loan to fall off EXPERIAN, or TU, EQ for other peo

Good Day Everyone it FINALLY came off today on it's own I didn't have to dispute it but it was from MARCH and didn't update until JUNE 3rd so I would give some loans that are paid off 3 month window Smiley Happy 







Message 16 of 16
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