cancel
Showing results for 
Search instead for 
Did you mean: 

How long does it take for your balances to report?

tag
aesl1982
Regular Contributor

Re: How long does it take for your balances to report?


@Jannelo wrote:

Mine hasn't reported either.  The statement close date is the 14th.   Here it is the 23rd and nothing on Experian.   To my recall, that has never happened before with Capital One.  It has always been within just a few days that it reports as far as my credit cards.


my experian hasnt updated either and mine closes on the 10th, however equifax and Transunion have updated and did pretty quickly, last month it was the other way around as experian was within a day or two and eq and tu were a week behind . 

Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 11 of 13
Jannelo
Frequent Contributor

Re: How long does it take for your balances to report?


@aesl1982 wrote:

@Jannelo wrote:

Mine hasn't reported either.  The statement close date is the 14th.   Here it is the 23rd and nothing on Experian.   To my recall, that has never happened before with Capital One.  It has always been within just a few days that it reports as far as my credit cards.


my experian hasnt updated either and mine closes on the 10th, however equifax and Transunion have updated and did pretty quickly, last month it was the other way around as experian was within a day or two and eq and tu were a week behind . 


Oh, so maybe it's an Experian thing, not Capital One reporting late this month.  Although, my Discover updated on Experian quickly just a few days ago.

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC to Quicksilver (9/19) - $3800 CL
Capital One QuicksilverOne (3/19) - $4800 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $2800 CL
Amazon Prime Store Card (4/20) - $10,000 CL
NFCU cashRewards (4/20) - $4500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL
Navy Federal More Rewards American Express® Card (3/21) - $9700 SL - at 9.65 %.
Experian FICO Score - 8/2018: 528

Experian FICO 8 Score - 9/2022 - 720
Equifax FICO 8 score 2/2022- 692
TransUnion FICO 8 score 10/2022 - 728
Experian FICO Mortgage Score - 725
Message 12 of 13
CashBackQueen
Frequent Contributor

Re: How long does it take for your balances to report?


@FireMedic1 wrote:

@Anonymous @CashBackQueen if you only have the 2 cards. paying all your accounts off will take points away. Need at least one to report $10. Cap1 will update 2-3 days after statement date. Not when you pay it to 0. Chase does that.


I have the cards in my signature and only one of the six has a balance. My statements have already cut with Capital One, ten days ago, and still nothing.

BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 13 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.