lates will show on your reports for 7 years + or - 120 days....the ones in the last 2 years seem to have the most effect on your scores; however, all lates have some effect until they drop off.
you should try to gw the lates.
jru577 wrote:
How long will late payments matter - i have several dozen 30 day lates (general disorganization - not lack of $), a few 60 days, and 1 or 2 90 days. The one 90 day was from Aug of 2005. I know it will not be visible on the "two year" history thing but will that still count against my score?
what's the general ruling on lates, how long they stay and how long they affect your score???
just wondering
