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How many Inquires do you HONESTLY have??

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Anonymous
Not applicable

Re: How many Inquires do you HONESTLY have??

EQ -  16. Over half due to NFCU and Chase

EX -  12

TU  -  8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)

Message 41 of 358
baller4life
Super Contributor

Re: How many Inquires do you HONESTLY have??

EQ 2 😎
EX 7
TU 2 😎
Message 42 of 358
tiger_uppercut
Established Contributor

Re: How many Inquires do you HONESTLY have??


@Anonymous wrote:

EQ -  16. Over half due to NFCU and Chase

EX -  12

TU  -  8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)


What causes all the Navy pulls? Just curious, I'm new to them.


Message 43 of 358
longtimelurker
Epic Contributor

Re: How many Inquires do you HONESTLY have??


@pizza1 wrote:

Lets all just be honest here...no reason to fib...How many inquires do you have TOTAL FOR THE LAST 2 YEARS??

 

 


EX: 14, EQ 251214, TU 4

 

Oh sorry, I just don't understand "no reason to fib"   There's rarely a good reason to tell the truth IME.

Message 44 of 358
Anonymous
Not applicable

Re: How many Inquires do you HONESTLY have??

equifax 8

transunion 8

experian 9

Message 45 of 358
pizza1
Community Leader
Super Contributor

Re: How many Inquires do you HONESTLY have??


@tiger_uppercut wrote:

@Anonymous wrote:

EQ -  16. Over half due to NFCU and Chase

EX -  12

TU  -  8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)


What causes all the Navy pulls? Just curious, I'm new to them.


Navy is HP happy, happy, happy!!! You will get get a HP for everything you app for...CC, LOC, loans, etc...and if you apply for CLI, and receive the 3-5 message, or the review message, and you didnt call in quick enough to have them cancel before UW pulls yours CR....=HP.  99% of HP's from Navy are from CLI requests. Their UW dept is quick, and will have your CR pulled by the time you call in to cancel, and its too late, LOL...

Message 46 of 358
Anonymous
Not applicable

Re: How many Inquires do you HONESTLY have??


@pizza1 wrote:

Lets all just be honest here...no reason to fib...How many inquires do you have TOTAL FOR THE LAST 2 YEARS??

 

EQ---> 81...... (yes, i was unaware i had that many until just recently. Ive got like 20+ due to fall off this fall, and several reaching 1yr mark") Everyone and their dog pulls EQ, so Im SUPER surprised Ive been approved the cards I have the last year, especially Discover, LOL!!! 25 of those are from Navy Fed alone!

 

EX---> 32

 

TU---> 46

 

YES,  IM FIRMLY IN THE GARDEN FOR 2-4 yrsSmiley Wink


How did you even...? Wait, 81? Did i see something wrong?

Message 47 of 358
tiger_uppercut
Established Contributor

Re: How many Inquires do you HONESTLY have??


@pizza1 wrote:

@tiger_uppercut wrote:

@Anonymous wrote:

EQ -  16. Over half due to NFCU and Chase

EX -  12

TU  -  8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)


What causes all the Navy pulls? Just curious, I'm new to them.


Navy is HP happy, happy, happy!!! You will get get a HP for everything you app for...CC, LOC, loans, etc...and if you apply for CLI, and receive the 3-5 message, or the review message, and you didnt call in quick enough to have them cancel before UW pulls yours CR....=HP.  99% of HP's from Navy are from CLI requests. Their UW dept is quick, and will have your CR pulled by the time you call in to cancel, and its too late, LOL...


Oh boy. Good to know, thanks. I didn't realize CLI requests were a HP, that's mega lame.


Message 48 of 358
Anonymous
Not applicable

Re: How many Inquires do you HONESTLY have??

EQ - 14

TU - 29 (21 of them because I bought 2 cars in 14 months)

EX - 8

Message 49 of 358
baller4life
Super Contributor

Re: How many Inquires do you HONESTLY have??

Not all cli requests. Wait till after their quarterly AR sp of EQ then request $25k. Very good chance instant approval or counter offer. No hp
Message 50 of 358
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