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EQ - 16. Over half due to NFCU and Chase
EX - 12
TU - 8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)
@Anonymous wrote:EQ - 16. Over half due to NFCU and Chase
EX - 12
TU - 8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)
What causes all the Navy pulls? Just curious, I'm new to them.
@pizza1 wrote:Lets all just be honest here...no reason to fib...How many inquires do you have TOTAL FOR THE LAST 2 YEARS??
EX: 14, EQ 251214, TU 4
Oh sorry, I just don't understand "no reason to fib" There's rarely a good reason to tell the truth IME.
equifax 8
transunion 8
experian 9
@tiger_uppercut wrote:
@Anonymous wrote:EQ - 16. Over half due to NFCU and Chase
EX - 12
TU - 8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)
What causes all the Navy pulls? Just curious, I'm new to them.
Navy is HP happy, happy, happy!!! You will get get a HP for everything you app for...CC, LOC, loans, etc...and if you apply for CLI, and receive the 3-5 message, or the review message, and you didnt call in quick enough to have them cancel before UW pulls yours CR....=HP. 99% of HP's from Navy are from CLI requests. Their UW dept is quick, and will have your CR pulled by the time you call in to cancel, and its too late, LOL...
@pizza1 wrote:Lets all just be honest here...no reason to fib...How many inquires do you have TOTAL FOR THE LAST 2 YEARS??
EQ---> 81...... (yes, i was unaware i had that many until just recently. Ive got like 20+ due to fall off this fall, and several reaching 1yr mark") Everyone and their dog pulls EQ, so Im SUPER surprised Ive been approved the cards I have the last year, especially Discover, LOL!!! 25 of those are from Navy Fed alone!
EX---> 32
TU---> 46
YES, IM FIRMLY IN THE GARDEN FOR 2-4 yrs
How did you even...? Wait, 81? Did i see something wrong?
@pizza1 wrote:
@tiger_uppercut wrote:
@Anonymous wrote:EQ - 16. Over half due to NFCU and Chase
EX - 12
TU - 8 (mine didn't get eaten by the inquiry monster that fell upon Nixon's)
What causes all the Navy pulls? Just curious, I'm new to them.
Navy is HP happy, happy, happy!!! You will get get a HP for everything you app for...CC, LOC, loans, etc...and if you apply for CLI, and receive the 3-5 message, or the review message, and you didnt call in quick enough to have them cancel before UW pulls yours CR....=HP. 99% of HP's from Navy are from CLI requests. Their UW dept is quick, and will have your CR pulled by the time you call in to cancel, and its too late, LOL...
Oh boy. Good to know, thanks. I didn't realize CLI requests were a HP, that's mega lame.
EQ - 14
TU - 29 (21 of them because I bought 2 cars in 14 months)
EX - 8