How often Does the myfico 3 bureau monitoring service update ?

[Anonymous]

Is it worth the 20 dollors ?

[Anonymous]

Well it all depends on what your looking for if you want more credit cards then yes its worth the money but if you are looking for a mortage then hell no its not worth the money the updates are very slow. but they tell me some poeple get regular updates but not me I'm going to cancle my subscription on the 5th of December and not look back.  

[elim]

updates with balance changes and new accounts on mine. but thats all i've had.  if you are rebuilding and apping for CC's/gardening and do-over... then it's pretty good. i'm keeping it.

edit: you get a "3 report" when you start.

[Anonymous]

And  it's not 20.00 it's 60.00 because you have use the service a min of three months

[mongstradamus]

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@Anonymous wrote:

And  it's not 20.00 it's 60.00 because you have use the service a min of three months

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The only issue i had with product is it updes for EX and TU are slow in particular, but i noticed most recently with newly added account they werent as slow as before. The thing about EX and TU monitoring i believe its ex and tu that are updating slowly because CK and CS that are also supposed to be monitoring TU and EX update an little late as well. 

[TheGardner]

As stated balance changes and new accounts. You could reasonable expect a couple updates per month depending how many cards/balances you have. 

Really only worth the fee if you care what your scores are.. if you don't plan on apping for anything it may be a waste. but for those of us obsessed with scores it's a very nice service and so much cheaper than the 1x scores here and there.

[Anonymous]

IF YOU PLAN ON APPING FOR CREDIT CARDS THEN YES BUT OTHER THAN THAT IT IS A WASTE OF MONEY. 

[Anonymous]

+1 what others have said. Unless you are rebuilding/apping for credit then it's not worth it.