cancel
Showing results for 
Search instead for 
Did you mean: 

How on EARTH do you get a hold of a live person at Experian?

tag
Cleaningitup2016
Frequent Contributor

How on EARTH do you get a hold of a live person at Experian?

All of their numbers are automated with no live support option.

 

I have a collection account on my Experian report when I pull it directly from them.

But using the credit monitoring service from them..said collection does not show up anywhere.

 

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats
Message 1 of 8
7 REPLIES 7
CashBackQueen
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?

Try 855-414-6048
I just called them this morning. You have to listen to the prompts but you'll reach a real person, not a long hold time either.
BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 2 of 8
Cleaningitup2016
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?

I reached out to them via social media and they said I need a paid membership in order to talk to a person.

Unbelievable...

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats
Message 3 of 8
CashBackQueen
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?

Wow. I have never paid them for a membership, other than the $1 trial to get my 3B scores. Use that number, it just worked for me less than 3 hours ago and they didn't even ask about a membership.
BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 4 of 8
Cleaningitup2016
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?


@CashBackQueen wrote:
Try 855-414-6048
I just called them this morning. You have to listen to the prompts but you'll reach a real person, not a long hold time either.

That number worked, thanks. They are going to have to file some kind of internal dispute to fix it.

It's odd this collection account is on my "real" Experian credit report, but not on Experians made up report from their own credit monitoring service.

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats
Message 5 of 8
CashBackQueen
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?

Yeah, that is odd. Glad it worked for you!
BK7 DC 1/2/18 • Progress as of 5/10/22:


TCL: $89,350 • If it ain't got rewards, I don't want it Smiley Wink
Message 6 of 8
CAS2019
Frequent Contributor

Re: How on EARTH do you get a hold of a live person at Experian?


@CashBackQueen wrote:
Try 855-414-6048
I just called them this morning. You have to listen to the prompts but you'll reach a real person, not a long hold time either.

 

Experian must be having major issues, as I can't get any of my scores on the app or website (I have a paid monthly subscription), and when I call the number, I only get two prompts.  Regardless of which one I select, I get a recording with no option to speak to a human, and once the recording is done the call hangs up.  I am extremely frustrated as my report/scores updated today and I cannot get the latest.

Starting Score: 784
Current Score: 784
Goal Score: 800


Take the myFICO Fitness Challenge

Club Member" border="0" width="50" height="67" align="right">

Message 7 of 8
Chestnut1
Regular Contributor

Re: How on EARTH do you get a hold of a live person at Experian?

I found this link couple months ago online and Gosh, it works like a Charm. I now talk to Live person from each CRA like twice a month. 

I spoke to one from Experian like 2 hours ago. It does work.

 

ttps://clark.com/credit/talk-to-real-person-experian-transunion-equifax/

11/10/18 EX: 540 TU: 525 EQ: 535
10/20/19 EX: 671 TU: 665 EQ: 671
11/07/19 EX: 676 TU: 673 EQ: 676
12/31/19 EX: 669 TU: 679 EQ: 673
01/06/20 EX: 670 TU: 682 EQ: 682
Paid Charge off to $0 in Dec 2019, reported Jan 2020
01/15/20 EX: 666 TU: 655 EQ: 660
02/07/20 EX: 676 TU: 668 EQ: 668
05/08/20 EX: 685 TU: 685 EQ: 682
05/18/20 EX: 690 TU: 685 EQ: 682
03/16/21 EX: 702 TU: 697 EQ: 700
04/20/21 EX: 705 TU: 700 EQ: 702
04/19/22 EX: 716 TU: 705 EQ: 716




Mortgage Middle Score 682 (Old)
Mortgage Middle Score 706 (New)
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.