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How to check soft pulls on your credit report?

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waynes1982
Frequent Contributor

How to check soft pulls on your credit report?

Does anyone know how to check soft pulls on your credit report?  I know there is a backdoor way for experian, but what about the other two reports?  

Gardening since 06/01/2016


Message 1 of 6
5 REPLIES 5
jsucool76
Super Contributor

Re: How to check soft pulls on your credit report?

The only way I know to check soft pulls is to actually look at your credit report for them.
Message 2 of 6
waynes1982
Frequent Contributor

Re: How to check soft pulls on your credit report?


@jsucool76 wrote:
The only way I know to check soft pulls is to actually look at your credit report for them.

I know that.  There is a link to experian that you can use an old report number and it updates that report with a new report.  I just didn't know if the other two credit agencies have anything like that.

Gardening since 06/01/2016


Message 3 of 6
EvilR-T
Frequent Contributor

Re: How to check soft pulls on your credit report?

it's the same for TU. I wanted to look at some disputes yesterday and there were fresh softs on there from the day before.

Message 4 of 6
mo6579
Contributor

Re: How to check soft pulls on your credit report?


@EvilR-T wrote:

it's the same for TU. I wanted to look at some disputes yesterday and there were fresh softs on there from the day before.


But...Be careful doing that - I followed some direction from other forums about a year back to use the online disputes to view a new report each day. NOW, I can't dispute or view (even yearly FACT Act) online for TU, everything has to be done via USPS. So heed my warning, if you are going to try to look at softs frequently, expect your online options being shut down.

 

Why do you want to see who soft pulls you, anyhow?

Current Fico08 TU:654 EX:641 EQ:650 (01/31/2015)
Current Fico04 TU:??? EX:695 EQ:675 (01/31/2015)
03/2013 - TU:567 EX:490 EQ:540
Message 5 of 6
takeshi74
Senior Contributor

Re: How to check soft pulls on your credit report?

I'd also suggest making sure that this topic does not violate the rules here.

Message 6 of 6
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