How to get a company to change a report.

[sixfour1]

i have two marks on my credit report, one for a personal ine of credit from a credit union, another a care credit account. On the credit line I paid it off, but I had one hiccup that resulted in a more than 30 day late. It was somewhere towards the end of paying off the account. The care credit card was close by the company as it had been a while since i had used the card. It also had a 30 day late.  

Can I ask both CAC holders to either remove thse, or to list them as paid with no history. Either way these too are reflecting negativly and I would like to have them changed or removed. Has anyone done this, and if so what were the steps you took.

[FlaDude]

I don't have any personal experience with this, but you might want to go over to the rebuilding forum (https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/bd-p/rebuildingcredit) and search on "goodwill" to learn about requesting a goodwill removal from the creditors in question. You might also be able to find out if your particular creditors typically do goodwill removals.