Huge Equifax FICO Jump

DoctorLoomis · ‎08-02-2017

A student loan that was 30 days late from 2010 fell off yesterday. I had no clue it would lead to a 43 point jump. Equifax is now 100% clean.

Chase Southwest - $88,500 I CSP - $50,000 I Barclays Aviator Silver - $50,000 I Wells Fargo Sig - $25,000 I AMEX Amazon Prime - $40,000 I B of A Cash Rewards - $77,200 l AMEX Platinum NPSL l PayPal MC - $10,000 l Sportsmans Guide Visa - $18,400 l CITI Simplicity - $16,600 l CITI Premier - $17,000 | AMEX Hilton Honors - $20,000 | Discover It - $20,500 | Coldwater Creek MC - $10,000 | Williams Sonoma - $11,500 | Nordstrom VISA Sig - $20,000 | J Crew - $10,000 | Apple Card - $68,000

CreditInspired · ‎08-02-2017

Very nice. Congratulations!

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K

Artemis092 · ‎08-02-2017

Awesome. Congrats!

Anonymous · ‎08-02-2017

@DoctorLoomis wrote:
A student loan that was 30 days late from 2010 fell off yesterday. I had no clue it would lead to a 43 point jump. Equifax is now 100% clean.

Wow one 7 year old 30 year late was a 43 point penalty. My Equifax is 42 points lower than you but I have a lot more baddies than a 30 day late. We'll Congrats on your score. Looking at your cards it wasn't holding you back but now if you want to get a mortgage you will be in great shape. congrats.