I am working dilegently to rehab my credit. My scores are currently in the low 600s for all three bureaus. I've applied for Target (denied for both the visa and store card), Eddie Bauer (denied) and Macys (denied), however I recieved preselection letters from Credit One ($200), Capital One ($300) and CitiBank ($500) and been approved for all 3. Do I stand a better chance for getting approved when I recieve pre selection (not pre approved) letters? I figured that the pre selection letters were simply marketing documents.
TU 670 EQ 670 EX 617 JFCU $5,000 JFCU AUto Loan $11,000 Jet Blue Amex $2,000 BOA 3,500 Best Buy Store Card $2,200 Kay Jewlers $3,200