I found my 3 scores from the same day. Plus, FICO, and Vantage.

[Anonymous]

All 3 CRs had the same reported history, age, just about everything was the same even number of inquiries.

I pulled the FAKO's and the FICO.
794 Vantage
691 FICO
661 Plus

I pulled them again later after paying off some debt.
870 Vantage
721 FICO
742 Plus

The FAKOs are so off.

[Anonymous]

Experian = Plus Score
Free Credit Report = Plus Score
Equifax = FICO Score
MyFICO = FICO Score
TransUnion = Vantage Score
TrueCredit = Vantage Score

Each CRA sells their own version of scoring models. You can still get FICO on your Equifax and Transunion, or Vantage on Equifax and Experian. The point I was showing is that the FAKO's are all over the map just by using a small amount of credit.

In any case what ever I am doing to improve my credit is working across the board.

Message Edited by ilovepizza on 06-09-2007 06:49 PM

[fused]

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ilovepizza wrote:
Experian = Plus Score
Free Credit Report = Plus Score
Equifax = FICO Score
MyFICO = FICO Score
TransUnion = Vantage Score
TrueCredit = Vantage Score

Each CRA sells their own version of scoring models. You can still get FICO on your Equifax and Transunion, or Vantage on Equifax and Experian. The point I was showing is that the FAKO's are all over the map just by using a small amount of credit.

In any case what ever I am doing to improve my credit is working across the board.

Message Edited by ilovepizza on 06-09-2007 06:49 PM

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I know you can purchase Vantage Score at the EX website, can you do the same at EQ's website?

[MercyMe]

I'm jealous ...  I think.