I got my first CLI increase!!!

[Anonymous]

I went online to check my Imagine credit card statement today and to my surprise they upped my CL, not much but its definitely a start. I have had them since February and recently this month I paid my balance down since I learned that will help increase my score. Now if only I coule get my auto loan to start reporting again, they are taking forever.

[Anonymous]

Right on! That's really fast for a CLI....account is only 3 months old? What card was it if I may ask?

[Anonymous]

Its an Imagine Mastercard, for people with horrifying credit scores

[Anonymous]

Congrats.

[Anonymous]

I'm in the market for a secured credit card  how is Imagine?   Are there alot of fees?

[Anonymous]

There is a $150 fee when you first get your card and your limit is $300. THey charge me an account maintenance fee of $9 every month. I have had the card since February and really no problems. My CL is $400 now.

[Anonymous]

So basically upon the first month your credit line is really $150, is that correct? 

[Anonymous]

Correct

[Tuscani]

First Premier card?

[Anonymous]

No Imagine MasterCard...my imaginecard dot com.

First Premier is not a friend of mine. 300 limit 250 charges when you get the card. This was a little better and you are rewarded immediately for good behavior. I didnt get the increase last month because I did not know about the power of low utilization.  Thanks to CB and this forum I have learned a lot