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If the collector persists in its deception, you can demand that the collector produce a copy of the documentation that created the debt, such as the credit card agreement you originally signed, along with an account history, said consumer attorney ----------- of Chicago. Chances are the collector won’t have this documentation, and continuing to report the account without providing proof that you owe the money is a violation of the FDCPC
I took out the attorney name.
This helps me as I have CA that I know nothing about & figure that they are very old. All my debt should be CC so I am dv them. If or when I hear from them I am going to demand that they send me the above info. The account history should be a killer.