Hello!! Haven't been on here in so long it feels like. My credit cards are doing just dandy, just have some balances to pay off. And Capital One gave me an auto increase. And now CK (😜) says my approval odds BOA cards are "very good" but says my approval odds for Chase Freedon are "good" ( funny that I've had that card for almost a year and a half now) and CK also says my Transunion and Equifax scores are 740+.