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Teh_Rob wrote:
I have 2 credit cards from 2004 that went 30/60/90 late and eventually into collection. I settled both of them about 6 months later for less then the full amount. They show as closed accounts and collection charge offs on my credit report. Ironically, I now have 2 newer credit cards (about 1 year old) with the same 2 credit card companies. This time they are flawless. So does it seem like I might have a good chance sending them a GW letter for the original accounts and hopefully have them stop reporting the lates and collections? Also I have one more question. In my GW letters do I need to give them the account numbers for those original accounts? If so, here would I find them. They don't show on my credit report. Thanks.