well SOL has nothing to due with reporting that comes under CRTP. Figuring the DOFD (guessing here) would be the same as a doctor or service bill.....the date of service or the first month that you did not pay the rent amount........then again there should be no rent amount due in which case they haven't a leg to stand on as there was an agreement & no rent is due.
First because this has to do with CRTP I would file a complaint with
www.ftc.gov Tell them that they are reporting to CRAs past CRTP and there should be no CRTP to begin with as you had an agreement & paid per agreement! ALSO a furnisher must report CRTP no later then (guessing) 120 days after DOFD........they have missed that date by YEARS!
Please check all the info. that I posted. I know what they are doing is not legal but not sure how to word it.
You have a right to sue them in federal court for false reporting....If you win they will have to pay court cost & attorney fees.......you do not get awarded attorner fees in state court!
Befor filing a law suit you MUST MOV the CRAs! this could be a quicker way of getting it off your CR.
Make sure to keep hard copies of all CRs...this can be used in court to show damages!
Message Edited by HappyDays on
12-30-2007 01:53 PM
