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Ic systems collections

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Anonymous
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Ic systems collections

I had a 2 year old collection from ic systems concerning unpaid bill to cox communications. Called them up told them it wasnt mine. That didnt get me far and i should have done my homework. I asked them how much it was and they said 300.00. Since i hadnt looked at my credit report for a long time i just decided let me just give 300 and be done with the nusiance. Well it ended up hitting my score hard because it was updated. About to be going for a mortgage soon so decided to dispute paid collection online through a free company. Got a letter in mail today from ic system. At the top it says principal and balance are 0. Below it says 300 dollars has been paid since placement.  Letter says please accept this letter as confirmation that ic system will no longer pursue collection of this account and will return it to cox communications. We will request that any information our office may have forwarded to the credit reporting agency regarding this account be deleted or removed from their records. You may wish to check your local credit bureau to ensure that your credit file has been corrected. My question is what does this all mean. Is it being collected from my credit reports or is it getting deleted from them returned to cox and than cox will send it to another collection agency. Sorry i wrote so much appreciate those who spent the time reading through it all. Just a little slow when it comes to these things. Thank you for yalls time.

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gdale6
Moderator Emeritus

Re: Ic systems collections


@Anonymous wrote:

I had a 2 year old collection from ic systems concerning unpaid bill to cox communications. Called them up told them it wasnt mine. That didnt get me far and i should have done my homework. I asked them how much it was and they said 300.00. Since i hadnt looked at my credit report for a long time i just decided let me just give 300 and be done with the nusiance. Well it ended up hitting my score hard because it was updated. About to be going for a mortgage soon so decided to dispute paid collection online through a free company. Got a letter in mail today from ic system. At the top it says principal and balance are 0. Below it says 300 dollars has been paid since placement.  Letter says please accept this letter as confirmation that ic system will no longer pursue collection of this account and will return it to cox communications. We will request that any information our office may have forwarded to the credit reporting agency regarding this account be deleted or removed from their records. You may wish to check your local credit bureau to ensure that your credit file has been corrected. My question is what does this all mean. Is it being collected from my credit reports or is it getting deleted from them returned to cox and than cox will send it to another collection agency. Sorry i wrote so much appreciate those who spent the time reading through it all. Just a little slow when it comes to these things. Thank you for yalls time.


It means that IC is going to delete their TL from your CR as per CRA rules if a CA returns something to the OC they no longer have authority to collect so they must delete their entry. The OC isnt going to send it to another agency as you paid it but the OC has the right to report if they decide to do so. Welcome to the board Smiley Happy

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Anonymous
Not applicable

Re: Ic systems collections

Sounds good and thank you for your time and response

Message 3 of 3
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