OK, So I paid off all my accounts the beginning of Feb....and I am getting very impatient.... only one card has updated so I'm showing Utilization at 69% when it's sitting at 5% or 0% depending on the account...I am sooo ready to see how high my FICO's go...come on cards...you can do it.....
Oh and on another impatient note...I sent out 4 DV's 3/3/08 3 old paid accounts and 1 account that I think is from 2000 and if so shouldn't be on the CRA. I can't wait to get the green cards back and count down those 30 days......
Does anyone else have this same need for instant gratification? (maybe this is why my scores are so low and my Util was so high.....)
Sigh
P.S. I am working at getting a FHA Loan $90,000 asking price... 5k down...2k for closing costs and no new collections last 3 years... 1 CC 2 years old, 3 CC's 1 yr old, 1 auto loan 6k opened 2006 paid Feb 2008, 1 personal loan 4 mos old 2.5K no lates on all.... just want the best scores in the next 2 months to make things easier... Any other general credit advice?
3/1/08 TU 611 EQ 564 EX 578