Greetings,
I am new to the sight and have struggled with credit issues after disaster 3 years ago. I have 9 accounts that I have settled / charged off or paid on my credit report. The loan account I have is my car payment witch I have never been late on. I am 27 years old now and my scores are 620 from Transunion, 622 from the other one (can't remember the name for some reason) and equifax doesn't have a score for me.
I met
