I wanted to update and thank every one for the advice from months ago! I forgot about this thread all together and came across it today.
My scores have gone from ----to:
TransUnion 534-----592------615
Equifax 529-----631------675
Experian 536------542------587
I still don't understand why those scores range so widely from one to the next when they report the same information!
We found a place to live and then moved again 6 months later. We found a house to fix up.
I am in some serious credit battles with the agencies. Any advice on how to get the credit bureaus to delete inaccuracies? I've set out letters requesting verifications. They always come back as "verified" or "updated," but they still are reporting negative. I know they are NOT right. So I sent out demand letters to show proof on how they verified the accounts and they have not responded. Sighhhhh. I want to get up above 700!
Oh I am now working and have been for 9 months as a Registered Nurse. I make $23/hour which has come along perfectly because my husband hasn't been working!