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Info Found

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babbles
Established Contributor

Info Found

MY APOLOGIES, FOUND PLENTY OF THREADS ON THIS TOPIC!   Smiley Happy

Message 1 of 6
5 REPLIES 5
coldfusion
Community Leader
Mega Contributor

Re: Info Found

Probably said something like "Your info was found on the dark web".  Having your credit reports locked is a good first step. 

 

Other steps to consider: 

 

Make sure that you are using unique passwords across all of your online accounts and that they are substantively different from each other.  You don't want to use "Babbles1", "Babbles2", and "Babbles3" for passwords. 

Minimize credit card information saved on your online accounts.  As a simple example you can have fistfuls of credit cards saved on an Amazon account but just because you can doesn't mean that it's a good idea to do it. 

Enable multifactor authorization on any of your accounts that offers it as an optional feature.  Many banks and CUs already require it via text messaging and while SMS isn't exactly the most robust authentication tool it is a vast improvement over just using name/password protection. 

If needed, use a password manager to help you keep track of your info. 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 6
FireMedic1
Community Leader
Mega Contributor

Re: Info Found

Glad you found it.


Message 3 of 6
M_Smart007
Legendary Contributor

Re: Info Found


@coldfusion wrote:

Probably said something like "Your info was found on the dark web".  Having your credit reports locked is a good first step. 

 

Other steps to consider: 

 

Make sure that you are using unique passwords across all of your online accounts and that they are substantively different from each other.  You don't want to use "Babbles1", "Babbles2", and "Babbles3" for passwords. 

Minimize credit card information saved on your online accounts.  As a simple example you can have fistfuls of credit cards saved on an Amazon account but just because you can doesn't mean that it's a good idea to do it. 

Enable multifactor authorization on any of your accounts that offers it as an optional feature.  Many banks and CUs already require it via text messaging and while SMS isn't exactly the most robust authentication tool it is a vast improvement over just using name/password protection. 

If needed, use a password manager to help you keep track of your info. 


@coldfusion, Great Advice ..IMO

I really need to stop using "PASSWORD" for all my accountsSmiley LOL

Message 4 of 6
M_Smart007
Legendary Contributor

Re: Info Found


@coldfusion wrote:

 

 

Other steps to consider: 

 

"Minimize credit card information saved on your online accounts.  As a simple example you can have fistfuls of credit cards saved on an Amazon account but just because you can doesn't mean that it's a good idea to do it. "


So @coldfusion , I guess this is not a good thing eh?   .. maybe you can recommend another way to keep the SD cards alive?

Buying packs of gum is not an optionemoticons-facepalm.gif

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

Message 5 of 6
coldfusion
Community Leader
Mega Contributor

Re: Info Found

Add a card or cards as needed to make your 50 cent reloads and then remove them. 

 

You need to balance risk vs. reward when it comes to having AMEX MR or Citi TYP earners and Discover cards added as without them you won't be eligible for the related 20%-30%-40% type promotions. 

 

 

 

 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 6 of 6
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