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Hello! Im new to this board and am looking for some answers! Over the past year and a half before i started learning about credit, I went crazy with apps (credit card and loan) I have to many inquiries on my reports, I mean alot, anywhere from 25 to 50 in the past year, I know, I didnt realize the effect, Im going to stop applying for a LONG time but in the mean time, Will they fall off? after how long? and do i have to call to get them taken off? Thanks!
@Anonymous wrote:Hello! Im new to this board and am looking for some answers! Over the past year and a half before i started learning about credit, I went crazy with apps (credit card and loan) I have to many inquiries on my reports, I mean alot, anywhere from 25 to 50 in the past year, I know, I didnt realize the effect, Im going to stop applying for a LONG time but in the mean time, Will they fall off? after how long? and do i have to call to get them taken off? Thanks!
Hi there.
First of all if they're legitimate and accurate then it's just something you'll have to live with but I will tell you that although all these will show on your reports for 2 years FICO stops scoring inquiries after a year.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".