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Inquiries

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StriveToProsper
Regular Contributor

Inquiries

I pulled my TU CR a few minutes ago and noticed I was hit with 4 inquiries on the same day (from the dealership). All were flagged as "Inquiry Type: Individual" - is there anything that could be done about this? 

 

 

Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: Inquiries

Welcome to the forum 

Sorry to say when  you go car shopping and have not gotten your own financing the dealer shops around for approvals

The good news is if coded correctly they will show as one HP under manual review and not much you can do about the HP's sorry Smiley Sad

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
StriveToProsper
Regular Contributor

Re: Inquiries


@myjourney wrote:

Welcome to the forum 

Sorry to say when  you go car shopping and have not gotten your own financing the dealer shops around for approvals

The good news is if coded correctly they will show as one HP under manual review and not much you can do about the HP's sorry Smiley Sad


Is there any way to check how they're coded? 

 

On the plus side, they should be falling off next year as it'll be 2 years. 

Message 3 of 5
myjourney
Super Contributor

Re: Inquiries


@StriveToProsper wrote:

@myjourney wrote:

Welcome to the forum 

Sorry to say when  you go car shopping and have not gotten your own financing the dealer shops around for approvals

The good news is if coded correctly they will show as one HP under manual review and not much you can do about the HP's sorry Smiley Sad


Is there any way to check how they're coded? 

 

On the plus side, they should be falling off next year as it'll be 2 years. 


No way of checking the coding that I'm aware of ....sorry 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 5
StriveToProsper
Regular Contributor

Re: Inquiries

Thanks for your assistance!  

Message 5 of 5
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