Inquiries

[Anonymous]

Is there a difference between an inquiry made for a personal loan vs a credit card vs a business line with FICO or does it just count them all the same?

[Medic981]

An inquiry is an inquiry. A hard inquiry or hard pull is a request for credit and is seen by all potential creditors. A soft inquiry or soft pull is used for credit line increases or for informational purposes and is only visible to you and the creditor who made the inquiry. 

Hard pulls count against your FICO score whereas soft pulls do not.