Inquiries

[Latoria]

Your FICO score can be affected by hard credit checks only for one year. Then, they have no impact on your credit, allowing you to improve your credit score. A credit report without hard credit pulls increases your chances of approval for loans, getting good job positions, or even renting an apartment. Therefore, it is recommended to avoid hard credit inquiries if possible. For example, if you are in need of extra money, you can consider no-credit-check loan options. 

[Horseshoez]

More ChatGPT SPAM from @Latoria.

[Junejer]

Can we ban this "person" already? May not be a "bot" but is acting bot-like.