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Inquiry Question

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daveg38
Established Contributor

Inquiry Question

Signature shows my FICO for Transunion is 691 factoring in 11 inquiries the last year.  If 5 of those accidentally disappeared (oops), how high could I expect my FICO to rise?

 

Thanks,

 

Dave

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500
Message 1 of 4
3 REPLIES 3
pizzadude
Credit Mentor

Re: Inquiry Question


@daveg38 wrote:

Signature shows my FICO for Transunion is 691 factoring in 11 inquiries the last year.  If 5 of those accidentally disappeared (oops), how high could I expect my FICO to rise?

 

Thanks,

 

Dave


You might crack 700.....Or not.    Inquiry damage is fairly minimal, I wouldn't expect a huge jump.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
llecs
Moderator Emeritus

Re: Inquiry Question

With 6 remaining inside a year, my vote is 0.

Message 3 of 4
LS2982
Mega Contributor

Re: Inquiry Question


@llecs wrote:

With 6 remaining inside a year, my vote is 0.


I agree, maybe a minimal 2-6 point increase.




EQ FICO 548 3/3/16
Message 4 of 4
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