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Inquiry removal

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babbles
Established Contributor

Inquiry removal

Tried to find a recent thread on this topic but I have a hard inquiry on my EX report that was reported by NFCU jun 2021 but removal says July 2023, why not this month?  What gives??

Message 1 of 4
3 REPLIES 3
BigBS
Senior Contributor

Re: Inquiry removal

Unlike EQ and TU, EX runs their removals on the first Saturday of the month following 24 months, so July would be correct.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 4
OmarR
Established Contributor

Re: Inquiry removal

And with the exception that if the first Sat of that month is the 1st, then the inquiry will fall off on the second Sat.

 

This happens to be the case for July 2023, so @babbles your inquiry will fall off on July 8th.

 EQ=850   TU=849     EX=850       0/24       UTIL=$1      AZEO

Message 3 of 4
babbles
Established Contributor

Re: Inquiry removal

Thanks Omar, has it been tough getting those last few points from TU for a perfect 850 across the board??

And by the way, this is why I love these forums, someone always something that I don't know and it's excellent education!!  Smiley Happy

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