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Inspiration to ALL...

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Anonymous
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Inspiration to ALL...

6 Months of HARD work has paid off...
 
July 2007: Purchased a brand new car after graduation: 07 Lucerne: 18% ...OUCH.
Sept 2007: Looking to buy a home: My friends realtor advised that she could not help because of my scores.
Jan 2008: New townhomes were being built and I was very interested.
Feb 2008: Participated in counseling and my scores were  414, 457, 493.
Feb-Aug 2008: Did any and everything that I had to do to increase my scores and there are more things to tackle.
Aug 2008: Scores are 587, 643, 659 w/ 50% Utilization and 1 late to be removed.
Aug 2008: Pre-approval and will put lot hold by the end of the week @ 6.25% FHA thru PHFA.
Aug 2008: Refinanced car @ 7.49% with a CU in the area of where my new house will be.
 
Trust and belive that anyone can do it. I am not perfect or the smartest but I had faith and I made it happen. You are have to remian persistent, focused, and driven.
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Inspiration to ALL...

Congratulations!  Your hard work paid off with great rewards for you.  Good luck on the new home in your future.
Message 2 of 13
llecs
Moderator Emeritus

Re: Inspiration to ALL...

Congrats! Great success story.
Message 3 of 13
southernficoaddict
Frequent Contributor

Re: Inspiration to ALL...

WOW! Way to go!!  That certainly got me psyched up!!
Message 4 of 13
Anonymous
Not applicable

Re: Inspiration to ALL...

Wow.  I am so glad that all of your hard work has paid off.  Congratulations.
Message 5 of 13
rom828
Established Contributor

Re: Inspiration to ALL...

Wow!
 
Great job,and I'm very happy for you.
 
 
FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 6 of 13
Anonymous
Not applicable

Re: Inspiration to ALL...

That's pretty awesome, Isa................congrats !!!!!!!!!!!!!!!!
 
 
Message 7 of 13
Anonymous
Not applicable

Re: Inspiration to ALL...

Way to go and excellent job Isa.
 
 
Keep up the good work and congrats..!!!!!!
Message 8 of 13
Anonymous
Not applicable

Re: Inspiration to ALL...

Thanks for all of your kind words...
The reason I wanted to share my story is because when I first started on myfico.com I tried to find success stories that fit in with my situation. That was important because it gave me insight on what I was capable of doing. Everybody has a different situations but they all kind of tie in together.
Message 9 of 13
bubbles0605
Regular Contributor

Re: Inspiration to ALL...

Good for you! I hope to do the same exact thing in the next year! Best of luck!
Starting Exp-545, TU-531,EQ-515
DH starting Exp-503,TU-486,EQ-470
short term goal: mine-600, DH-550
Message 10 of 13
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