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Installment lates 2 60's and 5 30'2 24 months reported what improvement?

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Anonymous
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Installment lates 2 60's and 5 30'2 24 months reported what improvement?

This account was reported inaccurate and the company is fixing it to show perfect history. Any idea how many points that will give me?

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takeshi74
Senior Contributor

Re: Installment lates 2 60's and 5 30'2 24 months reported what improvement?

It's always difficult to say that X change will lead to Y points.  The points depend on the scoring model as well as the rest of one's credit in addition to the change.  If you're removing all derogs then you will probably see a fairly signficant improvement.  That's why we always recommend addressing derogs first.  They tend to have the biggest impact and hold one's scores down as long as they are on reports.

 

If you still have derogs after this then the improvement will probably not be as significant.

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