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Is CreditKarma smoking crack?

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takeshi74
Senior Contributor

Re: Is CreditKarma smoking crack?

Which makes it AAoOA, not AAoA.

Message 11 of 16
TheGardner
Valued Contributor

Re: Is CreditKarma smoking crack?


@takeshi74 wrote:

Which makes it AAoOA, not AAoA.


Which brings us back to CK crack smoking habits..

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 12 of 16
Jerry45
Valued Contributor

Re: Is CreditKarma smoking crack?

CK usually reports a hard pull about 2 days after the fact.  Experian alerts are the quickest by far. Quizzle(EQ) is quicker than CK also

Message 13 of 16
Jerry45
Valued Contributor

Re: Is CreditKarma smoking crack?

Spot on Gardener. I like CK, think it is a quality site, and it is free. My point is just to be cautious on their Credit Card recommendations, because I think their scoring models are off

Message 14 of 16
mongstradamus
Super Contributor

Re: Is CreditKarma smoking crack?


@Jerry45 wrote:

Spot on Gardener. I like CK, think it is a quality site, and it is free. My point is just to be cautious on their Credit Card recommendations, because I think their scoring models are off


I think you just have to realize what CK is , good TU monitoring service and as perk gives you an tu credit report. While its not that detailed at least its something. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 15 of 16
Jerry45
Valued Contributor

Re: Is CreditKarma smoking crack?

Agreed.

Message 16 of 16
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