Is T-Mobile bill consider as a account in the credit report?

[stone]

just curious to ask. if tmobile report this to the CRA

[fused]

I don't know of any cell phone company that regularly reports to any of the CRA's. It seems they only report the negative stuff, especially lates.

[stone]

lol, thats good since i open my moilbe account without a social.

[Juan123]

no, it will only report for nonpayment AND is sent to collections. so it'll never positively impact your credit report

[pizzadude]

T-mobile will not report however they might have pulled your credit before allowing you to sign a new contract - I believe that creditors can pull your CR with just a address & name.

[LS2982]

---

@fused wrote:

I don't know of any cell phone company that regularly reports to any of the CRA's. It seems they only report the negative stuff, especially lates.

---

No, only thing reporting wise would be an INQ for new contract and/or a collection for non-payment. They will not report as a tradeline for normal reporting.

[fused]

---

@LS2982 wrote:

---

@fused wrote:

I don't know of any cell phone company that regularly reports to any of the CRA's. It seems they only report the negative stuff, especially lates.

---

No, only thing reporting wise would be an INQ for new contract and/or a collection for non-payment. They will not report as a tradeline for normal reporting.

---

Well, I would like that changed. If an entity can report the bad, they should also report the good. I don't think I'm asking for too much.

[Anonymous]

---

@fused wrote:

---

@LS2982 wrote:

---

@fused wrote:

I don't know of any cell phone company that regularly reports to any of the CRA's. It seems they only report the negative stuff, especially lates.

---

No, only thing reporting wise would be an INQ for new contract and/or a collection for non-payment. They will not report as a tradeline for normal reporting.

---

Well, I would like that changed. If an entity can report the bad, they should also report the good. I don't think I'm asking for too much.

---

I agree, same goes for all regular monthly bills (utilities, rent/lease payments, etc). 

[mxp114]

I agree. I guess only Congress can create a bill requiring that if you want to report neg, you need to report pos too. I wish mobile, cable, electric would report. Even if they only reported annually or very rarely.