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Is US Bank late reporting this month?

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Credit12Fico
Established Contributor

Re: Is US Bank late reporting this month?

At this point, they'll report to experian on my statement closing date. That would be a first Smiley Happy

 

If US bank ever decided to change their policy and report the statement balances, I would be caught with my pants down Smiley Happy 

 

 

Message 21 of 29
ccquest
Established Contributor

Re: Is US Bank late reporting this month?

Haha, I almost came in here this morning to update on the no update on EX still. I'm curious what the delay is at this point because you'd think they send it to all three at the same time.
as of 1/1/23
Current Cards:
Message 22 of 29
Remedios
Credit Mentor

Re: Is US Bank late reporting this month?

I'm starting to think EX is having technical difficulties. 

US Bank cards haven't updated balance, and now Chase card, also. 

It updated on the other two, but not EX. 

 

Message 23 of 29
ccquest
Established Contributor

Re: Is US Bank late reporting this month?

I've had AmEx (1/1) , Chase (1/5), and now WF report for 2021 now. WF is the latest, date of 1/8 but updated on EX this morning.

US Bank still showing 11/30.
as of 1/1/23
Current Cards:
Message 24 of 29
coldfusion
Community Leader
Mega Contributor

Re: Is US Bank late reporting this month?


@Remedios wrote:

I'm starting to think EX is having technical difficulties. 

US Bank cards haven't updated balance, and now Chase card, also. 

It updated on the other two, but not EX. 

 


Each of my Chase cards show on EX as being last updated between Dec 11 and Jan 01.  

Socks Bank, still 11/30. 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 25 of 29
ccquest
Established Contributor

Re: Is US Bank late reporting this month?

image.png

 

They finally managed to do it after all!

as of 1/1/23
Current Cards:
Message 26 of 29
Anonymous
Not applicable

Re: Is US Bank late reporting this month?


@Remedios wrote:

I'm starting to think EX is having technical difficulties. 

US Bank cards haven't updated balance, and now Chase card, also. 

It updated on the other two, but not EX. 

 


After many years Chase is reporting my credit cards at various different days (not the same date or after the statement cutoff which they did for 14 years). As to US Bank, they have not updated credit products since November 2020 and I will add this is all three bureaus and has never happened to me before in ten years. Smiley Sad

 

Update, the credit bureaus were updated this date and reflect December 31, 2020 for USB Socks. Aw, they are still alive and well! Smiley Happy

Message 27 of 29
Credit12Fico
Established Contributor

Re: Is US Bank late reporting this month?


@ccquest wrote:

image.png

 

They finally managed to do it after all!


M'hmm!! And on my statement closing date which was yesterday too!

Message 28 of 29
Credit12Fico
Established Contributor

Re: Is US Bank late reporting this month?


@Anonymous wrote:

@Remedios wrote:

I'm starting to think EX is having technical difficulties. 

US Bank cards haven't updated balance, and now Chase card, also. 

It updated on the other two, but not EX. 

 


After many years Chase is reporting my credit cards at various different days (not the same date or after the statement cutoff which they did for 14 years). As to US Bank, they have not updated credit products since November 2020 and I will add this is all three bureaus and has never happened to me before in ten years. Smiley Sad

 

Update, the credit bureaus were updated this date and reflect December 31, 2020 for USB Socks. Aw, they are still alive and well! Smiley Happy


I have been wanting to make a thread about this collect DPs. If Chase tattled to the Bureaus on me right now, it would be a massacre. But I always pull it together right before the statement cuts. But this relies on them only reporting statement balances.

Message 29 of 29
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