Thanks for the info on some books. I do read the Wall Street every Sunday and catch the articles

Just didn't pay 100% attention, so I'll be sure to do it!
I have heard it's a depression as well that we're headed for, and yes, nobody will be caught saying that! That's why I'm taking such a big interest

Starting over is one thing but I have done it so many times already (divorce, job transition), I want to be ON TOP of the game for once!