HappyDays I have disputed collection accounts online and it took about 48 hours to come out verified! I don't know what to do next.. I called OC and requested a police report for ID theft! in order to remove it .. Honestly, I am not sure if this account is mine.so I don't to do ID theft report and later that comes back to hurt me! I think I will fax dispute letters instead of online. can someone help me with a dispute letter sample?
