I'm sorry but I just think that somethings in life, like all of those necessary things, should be credit check free, like lights and water and automobile insurance and apartment rentals. All of this credit pull business has gotten way out of hand, especially when one considers that if you have kids and don't have running water or electricity, you're in violation of the law, as with automobile insurance -- the law requires it, and obtaining such things, at a fair and reasonable, nondiscriminatory price or rate, should apply to everyone regardless of their credit scores. Not all poor people are dead beats, and a credit score just can't determine that fact.
HEHE