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Boswd wrote:Yes that is correct.
I agree with Midnight and BOSWD, it is the DOFD. Two possibilities here, the CA doing something illegal or the CRA reporting the wrong date, neither of which is uncommon. Do you have any old copies of your CRs which shows the collection should fall off in 2010?
monro411 wrote:Update- I think this company did do something illegal. My new Credit report is stating that the new account is to come off in 2012 not 2010 like the old account. Then I talked to someone from a mortgage company about getting a mortgage. The first thing he asked about was about the new account from 2007. So when he pulled my report it appeared that I have a new collections account. This is probably hurting my credit score as well as my fist. (I plan on pulling my FICO at the end of August) I am ready to pound somebody.
Message Edited by monro411 on 07-30-2007 01:02 PM
HappyDays wrote:Ok everyone read TUCAINI tread on re-aging......i understand some of it.I think all we can do is report the CA to the FTC and Ags office.
Yes I do have an old copy of my CR stating that it should fall off in 2010.
fused111 wrote:I agree with Midnight and BOSWD, it is the DOFD. Two possibilities here, the CA doing something illegal or the CRA reporting the wrong date, neither of which is uncommon. Do you have any old copies of your CRs which shows the collection should fall off in 2010?
monro411 wrote:Update- I think this company did do something illegal. My new Credit report is stating that the new account is to come off in 2012 not 2010 like the old account. Then I talked to someone from a mortgage company about getting a mortgage. The first thing he asked about was about the new account from 2007. So when he pulled my report it appeared that I have a new collections account. This is probably hurting my credit score as well as my fist. (I plan on pulling my FICO at the end of August) I am ready to pound somebody.
Message Edited by monro411 on 07-30-2007 01:02 PM