Is this the best way to rebuild my credit?

[Anonymous]

Right now my fico is 522.

I just got a savings account with them so I'm officially a member.

https://www.dcu.org/loans/credit-builder.html

[Anonymous]

need some more information bud.  Any secured credit cards?  Any installment loans?  Whats your credit history like?  How many lates, collections, charge off, ect on your report.  

This forums is packed full of helpful people willing to help.  Just need a little bit more information before anyone can really direct you to a certain path.

[RonM21]

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@Anonymous wrote:

need some more information bud.  Any secured credit cards?  Any installment loans?  Whats your credit history like?  How many lates, collections, charge off, ect on your report.  

This forums is packed full of helpful people willing to help.  Just need a little bit more information before anyone can really direct you to a certain path.

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+1

Right, once you give more info, others can chime in on your individual situation a little better without just generalizing.

[takeshi74]

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@Cleaningitup2016 wrote:

Is this the best way to rebuild my credit?

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The best way is to identify and address the issues with your credit profile that can be addressed while ensuring that your current accounts are reporting 100% postive payment history and keeping your revolving utiliation in check.  Don't rely solely on new accounts to rebuild credit.  Hit the Rebuilding subforum, carefully research and see what you can do about the bigger issues on your reports.

If you want feedback relevant to you then you need to give us some idea of what your credit profile is like.  However, you'll definitely want to be able to assess your own reports.  Consider the info in this as a starting point.

http://www.myfico.com/crediteducation/whatsinyourscore.aspx