Is your USAA monitoring scores not changing?

Rhaeny · ‎04-13-2013

So all 3 of my FAKO scores with USAA have been stuck at 722 for about 6 weeks. I get monitoring alerts of changes but these scores haven't moved! Just curious if anyone else is experiencing this?

InvincibleSummer3 · ‎04-13-2013

Mine have, in past, gone without changes for periods like that. But I updated Monday and saw some differences.

Open123 · ‎04-13-2013

Ah, all mine have been the same for the past 2 years.

Rhaeny · ‎04-13-2013

@Open123 wrote:
Ah, all mine have been the same for the past 2 years.

ROFLMAO!!

Okay well I guess my 6 weeks pail in comparison huh? Oh well....I guess that's why their called FAKO's!

Happychap · ‎04-13-2013

Mine have also been stuck at the same for around a year.

fedxboy · ‎04-13-2013

Same here, my scores haven't changed in months -- all 742 across the board with all 3. However, my Walmart TU08 finally increased to 756. Overall, I must be doing well!!

(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs

benitosolo04 · ‎04-27-2013

i was going to post something about this as well. I signed up for the unlimited report updates or whatever and i have paid many of them off and nothing is changing.... weird.. I guess im going to stop paying for that service if that is an issue with others... Thanks

AU:

(2/28/15 Starting FICO's EX= 685 TU= 689 EQ= 683 Goal=750 GARDEN- 3/3/2015 Last APP- 3/3/15)

boomhower · ‎04-29-2013

It doesn't matter what the scores are anyways, they aren't anywhere in the realm of accurate.

Quips · ‎04-29-2013

@Rhaeny wrote:
So all 3 of my FAKO scores with USAA have been stuck at 722 for about 6 weeks. I get monitoring alerts of changes but these scores haven't moved! Just curious if anyone else is experiencing this?

Mine has been stuck in a 5-8 point range for about 1 year. Goes up or down a little depending on Utilization %.

I don't use USAA for the scoring - just love the abilitiy to pull all 3 reports regularly and monitor them for new accounts/inquiries/balance changes etc

FICO: EQ 769, TU 762 , EX ???

Anonymous · ‎04-29-2013

@Quips wrote:
@Rhaeny wrote:
So all 3 of my FAKO scores with USAA have been stuck at 722 for about 6 weeks. I get monitoring alerts of changes but these scores haven't moved! Just curious if anyone else is experiencing this?
Mine has been stuck in a 5-8 point range for about 1 year. Goes up or down a little depending on Utilization %.
I don't use USAA for the scoring - just love the abilitiy to pull all 3 reports regularly and monitor them for new accounts/inquiries/balance changes etc

+1
That is exactly what I do too!