Jovia Financial Credit Union HP or SP?

[RealEstateGuy89]

I've been thinking of opening up accounts at Jovia.  When opening up the initial savings/checking accounts, is it a HP or SP to join?  I plan on applying for the Advantage credit card but wanted to wait until I know that I am approved for membership first.  I really hate it when I don't qualify for a membership and I burn a HP for it. Thanks! 

[GZG]

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@RealEstateGuy89 wrote:

I've been thinking of opening up accounts at Jovia.  When opening up the initial savings/checking accounts, is it a HP or SP to join?  I plan on applying for the Advantage credit card but wanted to wait until I know that I am approved for membership first.  I really hate it when I don't qualify for a membership and I burn a HP for it. Thanks! 

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unless something has changed farily recently, joining Jovia with checking/savings should still a credit SP

HP on chex and they are fairly chex sensitive, so if your chex is recently active, you'll likely be denied. 

there's also a $150 checking bonus for $500 direct deposit/online banking/estatements that's worth going for IMO 

https://www.jovia.org/personal-banking/tools-resources/promotions 

[SouthJamaica]

I believe it's soft pull for membership. I joined 4 1/2 years ago, and my practice is not to apply to a credit unions that have HP for membership.

[spinner149]

I applied for the credit card and personal loan through them and was approved for both. HP for those and they opened the savings account when it was approved.

[FicoMike0]

Make sure your reports are frozen. Then, it's a sp, or no dice.